Posted January 24th, 2008 @ 06:04pm by Erik J. Barzeski
So today I discover that PayPal seemingly never expects two separate married people to have separate PayPal accounts but share a credit card and a checking account.
In other words, they're holding some of my wife's money hostage. She can't verify her account because I'm already using them to back my PayPal account.
Imagine the trouble polygamists face.
LAME.
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Posted 24 Jan 2008 at 11:03pm #
"Imagine the trouble polygamists face."
This made me laugh!
Posted 25 Jan 2008 at 7:47am #
Don't worry, it is all for your benefit.
When I first joined PayPal, they were handing out five dollars with an account. Now it costs $2 just to add a credit card.
Posted 25 Jan 2008 at 8:09am #
The Plaid Cow said on January 25, 2008:
I don't see how. They're effectively holding my wife's money hostage. Her "transfer limit" is $0. How is she supposed to get her money?
Posted 25 Jan 2008 at 9:29am #
Everything discourages marrying.
When you get to the other end of life, and both of you have worked, it is time for Social Security.
(Trick entry, you need 35 years put into the system. If you were unemployed in any part of your life, THOSE are not years)
She could collect a check on her earnings.
Likewise, you on your earnings.
But guesss what happens when you are married?
Do you expect 2 checks?
Even a polygamist knows better.
Posted 25 Jan 2008 at 9:38am #
I forgot to add, that if you get divorced, you can BOTH collect separate checks worth MORE than the marriage check, provided you had a minimum 10 years marriage.
All of the above is null if you later remarry. You go back to square one and start over with your new wise choice for a spouse. Slug it through those 10 years.
You no longer qualify for the 2 for one special; you got hitched!
Keep in mind, if you are millenial, none of this matters. In your case, married, single, widow, divorced, remarried, you are getting nothing. There will be zip left at the end of the pyramid scam. Sorry.
Perhaps PayPal will have an account for Millenials by then.
Just charge your retirement!
That's what everyone does now.
Posted 25 Jan 2008 at 7:25pm #
Erik J. Barzeski said on January 25, 2008:
Sorry, I accidentally left off the [sarcasm] flag.
She could send you a payment and have you withdraw it...
Posted 25 Jan 2008 at 8:28pm #
The Plaid Cow said on January 25, 2008:
No, you're not really understanding me. She can't send money - period. She can't transfer or spend it.
Posted 27 Jan 2008 at 4:40pm #
I hate Paypal, I wish there would be a viable competitor to them. I went PayPal-less from like 2003 (after a fraud incident that PayPal was useless for) to 2007 but I finally had to give back in.
Posted 28 Jan 2008 at 1:37am #
Having used to have pretty good knowledge of Paypal systems through my work this sounds like a false positive by their system that shouldn't have been caught. Usually accounts with low activity even if they share banking information won't get flagged like this especially if you have the same addresses on the account. Are you moving high volumes of money through your account? Or did your wife try to move a large volume of money?
Paypal can be extremely restrictive and b/c they're a bank they tend to act like one. Meaning they are very bad at giving answers or being helpful.
Posted 28 Jan 2008 at 8:39am #
supafamous said on January 28, 2008:
I moved under $2500 last year through PayPal and my wife's current balance is under $600.